to supply your house or any other valuables as security. There is no have to look for a guarantor either.
Merely choose simply how much you wish to borrow and the length of time you need certainly to repay it and there go from. You should use our short-term loan calculator to find down just how much yours will definitely cost before you use.
You can afford the repayments based on your credit history, income, and outgoings if you decide to go ahead, our team will carry out credit and affordability checks to make sure. Do not panic вЂ“ a credit that is less-than-perfect won’t automatically rule you down.
Whenever we state yes, we are going to concur all of your loan expenses upfront, then collect repayments immediately. You may handle your loan on line through our handy client portal.
You can easily check out our FAQs or contact our friendly team in the event that you have actually any longer questions.
Is a loan that is short-term for me?
Any choice you make along with your money has to be the correct one for you personally. You can find occasions each time a short-term loan may possibly not be the option that is best.
Short-term loans often have greater repayments than long-lasting loans while you’re repaying what you owe quicker. This could mean you will spend less in interest, but you might need to look at longer options if you need to borrow a higher amount or spread the cost even further.
Additionally it is not a smart idea to get a short-term loan to cover another debt off. Dealing with more financial obligation will make your circumstances even even worse. Should you feel as you’re struggling you could get free advice from National Debtline, StepChange or The cash information Service.
Do we be eligible for a loan that is short-term?
You want to make quick and easy loans available to as many individuals that you can. You’ll make an application for certainly one of our short-term loans if:
- You are over 18 years old
- You reside great britain and can provide target details
- You’re online installment loans Indiana presently working
- You’ve got a legitimate current email address and cellular phone quantity
- You can easily provide bank debit and account card details
Your odds of being qualified depends on your circumstances. We review every application independently to ensure we lend responsibly and provide you with a loan that works for your needs.
Just how much may I borrow?
It is possible to submit an application for a short-term loan of between ВЈ200 and ВЈ1,000 with Dot Dot Loans.
You can apply for a long-term loan of up to ВЈ4,000 if you need a higher amount вЂ“ for significant home improvements or a wedding, for example.
Just how do short-term loan repayments work?
We provide repayment durations of three, six and nine months on our loans that are short-term on simply how much you borrow.
We will gather repayments immediately for an agreed date. This is through Direct Debit and will save you the effort of remembering which will make payments вЂ“ or the stress of forgetting. It is possible to talk with us about getting a various repayment technique if you would choose.
We recognize that things change. You may never be charged charges for missed or payments that are late falling behind could affect your credit rating. If you believe you will not have the ability to make a repayment, for reasons uknown, please get in contact as quickly as possible.
Our friendly team will talk you during your choices which help place a plan that is new.
What are the charges to concern yourself with?
We do not charge any concealed or extra costs. Some loan that is short do, causing you to be with increased to pay for right back and less possibility of performing this. We keep things easy.
What exactly is the attention price on a Dot Dot short-term loan?
Our rate of interest is fixed upfront and differs depending on simply how much you borrow. You could see other loan that is short-term offering adjustable interest levels, this means they could fall and rise from month to month. These could be riskier. You might have the ability to spend the money for initial price, this expense could rise and then leave you away from pocket.
With this fixed interest, you will always know precisely for which you stay and exactly how much to budget.
Make an application for a short-term loan with Dot Dot
Has an urgent situation left you in a good spot economically? Are numerous expenses mounting up at the same time? Whatever your position, our quick and loans that are easy function as the response.
Apply today utilizing our short-term loan calculator. Select exactly how much you need to borrow and exactly how long you may like to repay, then check out the loan works for you. If it does, choose apply now to carry on along with your application and fill in a couple of details that are personal.
We will make contact with you as quickly as possible, then go on it from there. Simple.